Working capital

The right funding,
at the right time

The right funding,
at the right time

Our funding partners have lent over £10bn to date

Our open approach to lending is just part of the story

Invoice finance

A simple way for businesses to release cash tied up in invoices.

  • Up to £7m
  • Personal dedicated relationship manager
  • Online portal access
  • Option to have debtor protection and credit control
  • Specialist offering: construction, recruitment and rrade

Asset finance

Enables businesses to invest in assets without the upfront cost.

  • Up to £500k per asset / £1.5m per customer
  • Set-up within one working day
  • Ongoing specialist relationship support
  • Online application portal
  • Hire purchase, leasing and refinance options

Bridging finance

Short term funding for a range of uses and property transactions.

  • Up to £3m
  • Up to 75% LTV
  • Available for a host of business needs: Purchase Bridge, Development Exit, Re-Bridge
  • Equity release options: Development Finish & Exit / Refurbishment
  • Ongoing specialist relationship support

Structured finance

Secure funding through a combination of different assets.

  • Up to £10m
  • Any combination of receivables, plant and machinery and or property, with cashflow loans in addition
  • Dedicated deal team
  • Single point of ongoing relationship support for all facilities
    No restriction on single line assets

Funding business ambition

We tailor finance solutions to meet the ambitions of businesses

CHALLENGE

Meeting growth ambitions

Solution: Trade Finance
Industry: IT hardware
Funding: £500k

RESULT

We’re delighted to be supporting this IT hardware reseller with a £350k Invoice Finance facility coupled with a £150k Trade Finance solution! The fully tailored funding solution will assist the business in importing products and completing international orders whilst having extra peace of mind with bad debt protection so they can meet their growth ambitions and increase their profitability.

CHALLENGE

Business recovery

Solution: Invoice Finance
Industry: Concrete Supply
Funding: £750k

RESULT

This long-standing concrete supplier saw its business negatively impacted by the pandemic last year. Although orders resumed quickly when the construction industry reopened in the summer, it has taken a lot of effort to make up for the disruption. With their pipeline now back in full swing, our Invoice Finance facility will ensure they can access the cashflow they need on their road to recovery to meet their growth ambitions this year.

LET’S GET
THINGS MOVING

If you would like to talk to us about any funding, trade finance, currency accounts, cross border payments or currency exchange needs, call us on 020 3983 2300 or 0161 791 3025.

LET’S GET
THINGS MOVING

If you would like to talk to us about any funding, trade finance, currency accounts, cross border payments or currency exchange needs, call us on 020 3983 2300 or 0161 791 3025.